Accident Insurance

North Okanagan-Shuswap School District No. 83 does not provide accident insurance coverage for student injuries that occur on school premises or during off-site school activities.

Accidents can and do happen.  Some injuries incur medical, dental or other expenses that are not covered by provincial health care or employer group plans.

As a parent or guardian, you become responsible for these expenses.

To help protect our students, the District suggests that parents/guardians check with your local insurance provider or online on-line for other options.

One available insurer is the insuremykids® Protection Plan through Reliable Life Insurance Company. Participation in this program is voluntary and the parent or guardian pays the costs.

This program offers a variety of plans and benefits at affordable rates. Benefits included are:

• dental expenses (resulting from an accident)

• total and permanent disability

• paralysis/loss of use

• special disability benefits

• death benefits.

If your child participates in co-curricular activities or activities outside the school day, there is a plan tailored to these needs.~ All rates are one-time annual premiums.~ Family rates for 3 or more children are also offered.

If you wish to subscribe you may apply 24/7 directly at:  www.insuremykids.com

Any questions should be directed to Reliable Life Insurance Company toll free at: 1-800-463-KIDS (5437).